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When You’re Overwhelmed By Debt, We Help You Eliminate Your Obligations,
Rebuild Credit, & Get A Fresh Financial Start!
Financial hardship can affect anyone, at any time; even the best planners among us may get blindsided by a job loss or medical calamity, and find themselves in steep debt. The pandemic especially hit individuals, families, and businesses across the U.S. hard when it came to finances. If you are facing mounting debts that you can’t repay, it doesn’t mean you’ve failed, but declaring bankruptcy can give you a legal way to either completely erase or significantly reduce your debts. Bankruptcy sometimes gets a bad reputation, but it actually has many benefits, such as preventing creditor harassment and allowing you to begin rebuilding your credit quickly. Understanding bankruptcy can be complicated, and there are a few different options to choose from. That’s why you need the assistance of a knowledgeable local bankruptcy attorney!
Our Thousand Oaks bankruptcy lawyers will guide you every step of the way to the clean slate you need. At Southern California Attorneys, A.P.C., we have over 60 years of combined experience helping clients successfully navigate the bankruptcy process. We will take the time to listen to your story, get a clear picture of your financial situation, answer your questions, explain what bankruptcy is and what type (Chapter 7, Chapter 13, Chapter 11) may be right for you, and tell you how we can help. Our lawyers will always treat you with the utmost care and respect. We truly care about how our legal advice can make a positive difference in your financial future! Call today to request a consultation with our team and get started.
Our Thousand Oaks Bankruptcy Lawyers Can Simplify The Way Forward;
Our Extensive Knowledge Gives You An Advantage!
The state of your current finances will determine what kind of bankruptcy will yield the best results. If you own a business that’s in trouble, Chapter 11 bankruptcy is designed to keep a business operating while debts are resolved and return it to profitability after. If you have steady income, but the debts are too high for you to repay right now, Chapter 13 bankruptcy (also known as reorganization bankruptcy) eliminates some debts and restructures the rest into a payment plan. It also stops foreclosure. If you do not have reliable income, Chapter 7 bankruptcy (also known as liquidation bankruptcy) uses non-exempt assets to pay off some debts and eliminates the rest. In all three situations, creditors cannot call to collect, and they cannot take money out of your paycheck. Our lawyers can give you more details about each of the types of bankruptcy options available to you and empower you to make the right choices for you and your family!
Debt is complicated, credit is complicated, and so is bankruptcy law. The filing process includes copious amounts of paperwork, which, if not filled out correctly, can cause the process to take longer or lead to other legal problems. Our Thousand Oaks bankruptcy lawyers will handle all of the paperwork for you. We can also negotiate with creditors, gather supporting documentation, ensure no deadlines are missed, and otherwise offer wise legal and financial advice that can help you on your journey towards financial freedom. Having good representation does make a difference; according to the U.S. Bankruptcy Court for the Central District of California, less than 2% of people filing alone for Chapter 13 are able to get a repayment plan approved by the court compared to 60% of debtors represented by an attorney. Call our Thousand Oaks office now to request a consultation and learn more.
We Are Committed To Excellence In The Practice Of Law & Compassion For
The Thousand Oaks Individuals We Represent
Southern California Attorneys, A.P.C., is prepared to lead you through bankruptcy, no matter how challenging your situation may be or how high your debts are. Thousand Oaks is one of the wealthiest cities in the nation, but that does not mean that many residents are not still struggling to repay debt. It does mean that these residents may experience more shame or uncertainty, which is why our law firm exists – to provide peace of mind when our clients need it most. We will work with you to find a solution to your problems! Rely on our Thousand Oaks bankruptcy lawyers for quality representation. Call now to book your appointment!
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Thousand Oaks, CA Practice Areas
The best in the field. Professional, courteous & a super nice guy. That's kambiz! And to further praise this man, i must admit, the end result... the finale', so to speak was far beyond my expectation. If you're reading this & looking for an attorney, stop right there, look no further & give the attorney's office a call, make an appointment and let his team go to work for you as he did for me. awesome experience!
When I contacted and asked the attorney for some advice, I immediately felt a great sense of unconditional support, and found the office environment to be very peaceful with a very professional front desk and staff. I appreciate all his help and heartwarming support. Thank you so much.