You Can Have A Fresh Financial Start! We Guide You Through The Bankruptcy Process.
The term “bankruptcy” has many negative connotations and stigmas surrounding it, but bankruptcy is simply a legal way for people who are overwhelmed by massive debt to get out from underneath it. The past year and a half has been especially hard for many Ventura individuals and families financially due to the pandemic; if you are in a tight spot, filing for bankruptcy can erase most or all of your debts (or give you more time to pay off debts), stop creditor harassment, and give you an opportunity to begin rebuilding your credit. You will not lose all of your possessions, and your credit won’t be ruined forever, despite what you may have heard. Bankruptcy can be complicated, and you have a few different options for how to proceed. It’s important to work with an attorney in order to get the results you want!
The skilled Ventura bankruptcy lawyers at Southern California Attorneys, A.P.C., can help simplify the process and lead you every step of the way! We have over 60 years of combined experience on our team. Our attorneys will take the time to get to know you and your financial situation. We will answer all of your questions regarding bankruptcy and explain your legal options in a way where you can easily understand what the best choices available to you will be; we won’t confuse you further with dry legal lingo. Our goal is to empower you to lay a great foundation for your financial future. You can rely on our lawyers to give you sound counsel, and we always treat you with the respect and dignity you deserve. Call today to request a consultation!
Our Approach To Bankruptcy - What Southern California Attorneys, A.P.C., Can Do For You!
There are three types of bankruptcy. Chapter 7 bankruptcy is also known as “liquidation” bankruptcy. It’s designed for people under a certain income threshold who are unable to repay their debts - the word “liquidation” can be scary, but only non-exempt assets are sold to pay creditors during this process, and most assets you are probably thinking of qualify as exempt. Chapter 13 bankruptcy is known as “reorganization” bankruptcy. It’s designed for people who have major debt, but who have steady income; this form of bankruptcy may erase some debts and organize a payment for the rest over a certain time period. Chapter 11 bankruptcy is designed for businesses, allowing them to continue operating while restructuring debt.
When you come in for a consultation, our attorneys can give you an understanding of which form of bankruptcy would be right for you depending on your income, debts, and goals. Our Ventura bankruptcy lawyers know what steps need to be taken in order to eliminate your debts. We will handle all of the paperwork for you and guard your rights during this time. Southern California Attorneys, A.P.C., provides a level of personalized legal guidance, attention to detail, and encouragement that is unmatched. Contact our firm today to learn more about our services and request a consultation!
Elite Bankruptcy Attorneys Committed To Excellence In The Practice Of Law And Compassion For Venturas Clients We Represent
Ventura is one of Southern California’s most beautiful, vibrant beach towns in between Santa Barbara and L.A., with a thriving small business community and a focus on education. Our Ventura Chapter 7, Chapter 13, and Chapter 11 bankruptcy lawyers are well-equipped to handle the unique needs of Ventura families, individuals, and business-owners! We have experience interacting with a range of sizable debt situations and income types; no matter what specific concerns you have, we can put you at ease as we seek to get your life back on track. Call today!